{"id":2055,"date":"2013-10-01T12:00:00","date_gmt":"2013-10-01T10:00:00","guid":{"rendered":"https:\/\/www.oikonomia.it\/?post_type=articolo&p=2055"},"modified":"2026-04-12T16:04:36","modified_gmt":"2026-04-12T14:04:36","slug":"social-insurance-and-allied-services","status":"publish","type":"articolo","link":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/","title":{"rendered":"Social Insurance and Allied Services"},"content":{"rendered":"

Social Insurance and Allied Services<\/strong>
\nReport by Sir William Beveridge<\/strong>
\nPresented to Parliament by Command of His Majesty<\/strong>
\nNovember 1942<\/strong><\/p>\n

 <\/p>\n

 <\/p>\n

Three guiding principles of the recommendations<\/strong>
\n6. In proceeding from this first comprehensive survey of social insurance to the next task \u2013 of making recommendations \u2013 three guiding principles may be laid down at the outset.<\/p>\n

7. The first principle is that any proposals for the future, while they should use to the full the experience gathered in the past, should not be restricted by consideration of sectional interests established in the obtaining if that experience. Now, when the war is abolishing landmarks of every kind, is the opportunity for using experience in a clear field. A revolutionary moment in the world\u2019s history is a time for revolutions, not for patching.<\/p>\n

8. The second principle is that organisation of social insurance should be treated as one part only of a comprehensive policy of social progress. Social insurance fully developed may provide income security; it is an attack upon Want. But Want is one only of five giants on the road of reconstruction and in some ways the easiest to attack. The others are Disease, Ignorance, Squalor and Idleness.<\/p>\n

9. The third principle is that social security must be achieved by co-operation between the State and the individual. The State should offer security for service and contribution. The State in organising security should not stifle incentive, opportunity, responsibility ; in establishing a national<\/p>\n

minimum, it should leave room and encouragement for voluntary action by each individual to provide more than that minimum
\nfor himself and his family.<\/p>\n

10. The Plan for Social Security set out in this Report is built upon these principles. It uses experience but is not tied by experience. It is put forward as a limited contribution to a wider social policy, though as something that could be achieved now without waiting for the whole of that policy. It is, first and foremost, a plan of insurance \u2013 of giving in return for contributions benefits up to subsistence level, as of right and without means test, so that individuals may build freely upon it.<\/p>\n

 <\/p>\n

The way to freedom from want<\/strong>
\n11. [\u2026]
\n12. Abolition of want requires, first, improvement of State insurance that is to say provision against interruption and loss of earning power All the principal causes of interruption or loss of earnings are now the subject of schemes of social insurance. If, in spite of these schemes, so many persons unemployed or sick or old or widowed are found to be without adequate income for subsistence according to the standards adopted in the social surveys, this means that the benefits amount to less than subsistence by those standards or do not last as long as the need, and that the assistance which supplements insurance is either insufficient in amount or available only on terms which make men unwilling to have recourse to it. None of the insurance benefits provided before the war were in fact designed with reference to the standards of the social surveys. Though unemployment benefit was not altogether out of relation to those standards, sickness and disablement benefit, old age pensions and widows\u2019 pensions were far below them, while workmen\u2019s compensation was below subsistence level for anyone who had family responsibilities or whose earnings in work were less than twice the amount needed for subsistence. To prevent interruption or destruction of earning power from leading to want, it is necessary to improve the present schemes of social insurance in three directions : by extension of scope to cover persons now excluded, by extension of purposes to cover risks now excluded, and by raising the rates of benefit.<\/p>\n

13. Abolition of want requires, second, adjustment of incomes, in periods of earning as well as in interruption of earning, to family needs, that is to say, in one form or another it requires allowances for children. Without such allowances as part of benefit \u2013 or added to it, to make provision for large families, no social insurance against interruption of earnings can\u00a0be adequate. But, if children\u2019s allowances are given only when earnings are interrupted and are not given during earning also, two evils are unavoidable. First, a substantial measure of acute want will remain among the lower paid workers as the accompaniment of large families. Second, in all such cases, income will be greater during unemployment or other interruptions of work than during work.<\/p>\n

 <\/p>\n

Source:<\/strong>
\nhttp:\/\/www.sochealth.co.uk\/<\/a><\/p>\n","protected":false},"template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":""},"autori":[994],"fascicolo":[202],"class_list":["post-2055","articolo","type-articolo","status-publish","hentry","autori-william-beveridge","fascicolo-ottobre-2013"],"acf":[],"yoast_head":"\nOikonomia - Social Insurance and Allied Services<\/title>\n<meta name=\"description\" content=\"Leggi l'articolo a cura di William Beveridge, pubblicato nel numero di Ottobre 2013. Disponibile in formato PDF.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Oikonomia - Social Insurance and Allied Services\" \/>\n<meta property=\"og:description\" content=\"Leggi l'articolo a cura di William Beveridge, pubblicato nel numero di Ottobre 2013. Disponibile in formato PDF.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/\" \/>\n<meta property=\"og:site_name\" content=\"Oikonomia\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-12T14:04:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.oikonomia.it\/wp-content\/uploads\/2026\/03\/logo_oikonomia-nero.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/2013\\\/ottobre\\\/social-insurance-and-allied-services\\\/\",\"url\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/2013\\\/ottobre\\\/social-insurance-and-allied-services\\\/\",\"name\":\"Oikonomia - Social Insurance and Allied Services\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/#website\"},\"datePublished\":\"2013-10-01T10:00:00+00:00\",\"dateModified\":\"2026-04-12T14:04:36+00:00\",\"description\":\"Leggi l'articolo a cura di William Beveridge, pubblicato nel numero di Ottobre 2013. Disponibile in formato PDF.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/2013\\\/ottobre\\\/social-insurance-and-allied-services\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/2013\\\/ottobre\\\/social-insurance-and-allied-services\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/2013\\\/ottobre\\\/social-insurance-and-allied-services\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.oikonomia.it\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Articoli Rivista\",\"item\":\"https:\\\/\\\/www.oikonomia.it\\\/articolo\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Social Insurance and Allied Services\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/\",\"name\":\"Oikonomia\",\"description\":\"Rivista di Etica e Scienze Sociali Journal of Ethics & Social Sciences\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/#organization\",\"name\":\"Oikonomia - Rivista di etica e scienze sociali \\\/ Journal of Ethics & Social Sciences\",\"url\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.oikonomia.it\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/logo_oikonomia-nero.png\",\"contentUrl\":\"https:\\\/\\\/www.oikonomia.it\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/logo_oikonomia-nero.png\",\"width\":500,\"height\":500,\"caption\":\"Oikonomia - Rivista di etica e scienze sociali \\\/ Journal of Ethics & Social Sciences\"},\"image\":{\"@id\":\"https:\\\/\\\/www.oikonomia.it\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Oikonomia - Social Insurance and Allied Services","description":"Leggi l'articolo a cura di William Beveridge, pubblicato nel numero di Ottobre 2013. Disponibile in formato PDF.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/","og_locale":"en_GB","og_type":"article","og_title":"Oikonomia - Social Insurance and Allied Services","og_description":"Leggi l'articolo a cura di William Beveridge, pubblicato nel numero di Ottobre 2013. Disponibile in formato PDF.","og_url":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/","og_site_name":"Oikonomia","article_modified_time":"2026-04-12T14:04:36+00:00","og_image":[{"width":500,"height":500,"url":"https:\/\/www.oikonomia.it\/wp-content\/uploads\/2026\/03\/logo_oikonomia-nero.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/","url":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/","name":"Oikonomia - Social Insurance and Allied Services","isPartOf":{"@id":"https:\/\/www.oikonomia.it\/en\/#website"},"datePublished":"2013-10-01T10:00:00+00:00","dateModified":"2026-04-12T14:04:36+00:00","description":"Leggi l'articolo a cura di William Beveridge, pubblicato nel numero di Ottobre 2013. Disponibile in formato PDF.","breadcrumb":{"@id":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.oikonomia.it\/en\/2013\/ottobre\/social-insurance-and-allied-services\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.oikonomia.it\/"},{"@type":"ListItem","position":2,"name":"Articoli Rivista","item":"https:\/\/www.oikonomia.it\/articolo\/"},{"@type":"ListItem","position":3,"name":"Social Insurance and Allied Services"}]},{"@type":"WebSite","@id":"https:\/\/www.oikonomia.it\/en\/#website","url":"https:\/\/www.oikonomia.it\/en\/","name":"Oikonomia","description":"Rivista di Etica e Scienze Sociali Journal of Ethics & Social Sciences","publisher":{"@id":"https:\/\/www.oikonomia.it\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.oikonomia.it\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.oikonomia.it\/en\/#organization","name":"Oikonomia - Rivista di etica e scienze sociali \/ Journal of Ethics & Social Sciences","url":"https:\/\/www.oikonomia.it\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.oikonomia.it\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.oikonomia.it\/wp-content\/uploads\/2026\/03\/logo_oikonomia-nero.png","contentUrl":"https:\/\/www.oikonomia.it\/wp-content\/uploads\/2026\/03\/logo_oikonomia-nero.png","width":500,"height":500,"caption":"Oikonomia - Rivista di etica e scienze sociali \/ Journal of Ethics & Social Sciences"},"image":{"@id":"https:\/\/www.oikonomia.it\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.oikonomia.it\/en\/wp-json\/wp\/v2\/articolo\/2055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.oikonomia.it\/en\/wp-json\/wp\/v2\/articolo"}],"about":[{"href":"https:\/\/www.oikonomia.it\/en\/wp-json\/wp\/v2\/types\/articolo"}],"wp:attachment":[{"href":"https:\/\/www.oikonomia.it\/en\/wp-json\/wp\/v2\/media?parent=2055"}],"wp:term":[{"taxonomy":"autori","embeddable":true,"href":"https:\/\/www.oikonomia.it\/en\/wp-json\/wp\/v2\/autori?post=2055"},{"taxonomy":"fascicolo","embeddable":true,"href":"https:\/\/www.oikonomia.it\/en\/wp-json\/wp\/v2\/fascicolo?post=2055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}